Accident insurance through your employer may include benefits for: Injuries: fractures, dislocations, concussions, lacerations, eye injuries, torn knee cartilage, ruptured discs, second and third degree burns Medical services and treatments: ambulance, emergency care, therapy services, medical testing (including x-rays, MRIs, CT scans), medical appliances and certain types of surgeries Hospitalization: hospital admission, confinement and inpatient rehab after an accident2 Additional benefits: accidental death, dismemberment, loss and paralysis; supplemental benefit for lodging3 Plus: guaranteed acceptance, convenient payroll deduction, portable coverage4,5 For complete plan details, talk to your company’s benefits administrator. source: https://www.metlife.com/insurance/accident-health/accident-insurance/